Which documents do I need when applying for mortgage?

This is a list of documents you might need. Check this list and see if you have it.

1. Proof of identity (Passport ,driver’s license)
2. Utility bills with your name (ESB, phone bills and etc)
3. Recent P60 – very important document indeed.
4. Bank account statements (current account, saving account (with some savings is a big) plus credit cards bill or loan (please make it empty – get rid of debt)
5. Payslips (minimum 3). Some people tend to throw them - don’t.
6. If you are your own boss, have accountant’s certificate about your income for the last 3 years)
7. Salary certificate

From the personal experience, buy good size folder and keep everything in it. You don’t want to run around the house trying to find papers. Be organised. Make copies of everything.